Articles for tag: financing, loans, new car buying

JohnBarnes

how to get preapproved for a car loan

How to Get Preapproved for a Car Loan Before You Shop

Walking into a dealership without financing lined up can put the conversation on the dealer’s terms. Walking in with a loan offer already in hand changes that. A car loan preapproval gives you a realistic borrowing limit, an estimated annual percentage rate, and a benchmark you can use when the dealer presents its own financing. ...

JohnBarnes

new car loan rates 2026

New Car Loan Rates in 2026: What to Expect and How to Qualify

New-car financing is still expensive enough in 2026 that the interest rate deserves as much attention as the sticker price. A difference of only a few percentage points can change the total cost of a vehicle by thousands of dollars over a five- or six-year loan. The good news is that average rates have eased ...